With Affirm, there are none of the typical fees with no balance transfer fees, annual fees, late payment fee, or foreign transaction fees. This is because each transaction is written individually. However, while the APR can be as low as 0% to start, it can also go as high as 30% when you have bad credit. There is no set credit score for approval, although as always, the higher your score, the better. If you want a banking solution that offers a BNPL model, Affirm could be the right one for you.
Recommended Credit: Varies on a case-by-case basisReward Rates: Cash back with savings accountIntro Bonus: N/AAPR: 0% to 30% (Variable) Balance Transfer Fee: $0Balance Transfer APR: N/ALate Payment Fee: $0Foreign Transaction Fees: $0Overdraft Fee: $0Penalty APR: N/AAnnual Fee: $0Intro Purchase APR: 0%
Does Affirm have a mobile app?
Affirm offers a mobile app that allows you to access your account and make payments. It is available via the App Store or Google Play for iOS and Android devices.
How do I make payments on my Affirm account?
There are several ways to make a payment on your Affirm card. You can sign in to your account using the Affirm.com website, or you can pay via the mobile app. Cardholders can pay using their debit card, checking account, or personal check. Affirm Mailing Address for Payments by Check 30 Isabella Street, Floor 4 Pittsburgh, PA 15212 However, the buy now, pay later model is not for your everyone. If you are looking for a more traditional credit card, some of our top picks for the best credit cards include the Chase Freedom Flex, Discover It Cash Back, and the Bank of America Customized Cash Rewards Credit Card. We also recommend the American Express Serve Cash Back and the Starbucks Rewards Visa Prepaid Card from Chase as the best prepaid debit cards.
